What these legal terms cover
Our legal posture is written for you in India, but it is not a claim that every local area allows the same access. Access and eligibility depend on local law and are available where local law permits. The terms cover account creation, identity checks, wallet records,
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settlement requests, cookies, device data and support records linked with your account. UPI, Paytm and PhonePe references are used only to explain how payment records are matched to your wallet and how we may verify a request. If a rule changes, we update this page and
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may ask you to accept revised terms before you continue.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.